Car insurance offers essential protections against damage to your vehicle, to you and other covered drivers, to your passengers, and covers damage and injury to other vehicles and their drivers and passengers. Good auto insurance helps people avoid costly repair bills, and worse – serious legal difficulties.
Car insurance also protects you from vehicle theft and damage from environmental threats like storms, floods, falling objects and even fires. And most policies also cover towing and temporary car rental while your car gets repaired after an accident.
Car insurance also includes coverage for motorcycles, trucks and most other types of road-going vehicles.
Typical car insurance coverage
A deductible is the amount of money you agree to pay for repairs etc. before the insurance company picks up the rest of the costs of the claim. Typical deductibles are $250, $500 and $1000, and usually the higher the deductible, the lower the policy premium.
Even if you’re a first-time buyer, FULLPolicy helps make it easy to understand and choose exactly what you need – best coverage at the best price.