Basic homeowners insurance covers loss or damage to your home and possessions, as well as liability coverage for injuries or property damage sustained by others for which you are legally responsible.
It isn’t a legal requirement like car insurance, but most mortgage underwriters require homeowners insurance as long as you have that mortgage, because they can also be held legally responsible.
A standard homeowners’ policy includes four essential types of coverage:
Coverages can be different from state to state, and from company to company. That’s why FULLPolicy makes sure all your questions are answered and the details clearly explained.
Even if you’re a first-time buyer, FULLPolicy helps make it easy to understand and choose exactly what you need – best coverage at the best price.